Welcome to Unyfin. These Terms and Conditions (“Terms”) govern your use of the Unyfin website, platform, mobile applications, and services (collectively, the “Platform”). By accessing or using the Platform, you agree to be bound by these Terms.

Please read them carefully.

1. Acceptance of Terms

By accessing or using Unyfin’s Platform, you acknowledge that you have read, understood, and agree to abide by these Terms, as well as any other policies referenced herein. If you do not agree with any part of these Terms, you must discontinue use of the Platform immediately.

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2. Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use the Platform. By using Unyfin, you confirm that:

• You are of legal age to form a binding contract;

• You are not barred from receiving services under applicable law;

• All information you provide is accurate and up to date.

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3. Account Registration

To access certain features of the Platform, you may be required to register and create an account. You agree to:

• Provide true, accurate, and up-to-date information;

• Maintain the security and confidentiality of your login credentials;

• Immediately notify us of unauthorized use or security breaches.

You are solely responsible for all activities under your account.

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4. Use of Services

Unyfin provides financial technology services that may include eligibility checks, financial insights, and related features. You agree to use these services only for lawful purposes and in compliance with all applicable laws.

You shall not:

• Use the Platform for any illegal, fraudulent, or harmful activity;

• Attempt to access restricted areas of the Platform;

• Interfere with Platform operations or security.      

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5. User Obligations

When using the Platform, you agree to:

• Provide accurate, current, and complete information;

• Not impersonate others or provide false information;

• Comply with all applicable regulations and laws;

• Not misuse the Platform, data, or tools provided.

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6. Privacy and Data

Your use of Unyfin is also governed by our Privacy Policy, which explains how we collect, store, and process your personal information. By agreeing to these Terms, you also consent to the collection and use of your data as outlined in our Privacy Policy.

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7. Intellectual Property

All content on the Unyfin Platform — including text, graphics, logos, trademarks, software, and other material — is owned by or licensed to Unyfin and is protected by applicable intellectual property laws.

You may not:

• Modify, copy, distribute, reproduce, or create derivative works from Platform content without permission;

• Use our trademarks or logos without prior written consent.

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8. Third-Party Links and Services

The Platform may contain links to third-party websites, services, or content that are not owned or controlled by Unyfin.

Unyfin is not responsible for:

• Third-party policies, products, or content;

• Any loss or damage arising from reliance on third-party services.

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9. Disclaimers

To the maximum extent permitted by law, Unyfin provides its services “as is” and “as available”. We do not guarantee that:

• The Platform will be error-free or uninterrupted;

• Services will meet your expectations or specific requirements;

• Any outcomes or financial results will be achieved.

Unyfin disclaims all warranties, whether express or implied, to the extent permitted by law.

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10. Limitation of Liability

To the fullest extent permitted by law, Unyfin, its officers, employees, and partners shall not be liable for any:

• Direct, indirect, incidental, special, or consequential damages;

• Loss of profits, data, or business;

• Claims arising from your use or inability to use the Platform.

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11. Termination

Unyfin may terminate or suspend your access to the Platform at any time, without notice, for conduct that Unyfin believes violates these Terms or is harmful to other users, our services, or the Platform itself.

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12. Amendments

Unyfin may update these Terms from time to time. Updated versions will be posted on the Platform, and your continued use signifies acceptance of the changes.

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13. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the jurisdiction where Unyfin is registered.

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14. Contact Us

If you have any questions about the Terms, please reach out to the support team through the contact channels available on the Platform.